There are numerous laws, rules and regulations that apply to those who are applying for disability benefits through either SSDI (Social Security disability insurance) or SSI (Supplementary security income). The rules decide who will be awarded benefits and how much money is involved. The rules are very exhaustive and can be found in the Social Security Act and publications of the SSA.
* SSDI: SSDI benefits are for individuals that are unable to work for at least one year as a result of their disability. To be eligible for SSDI, applicants must have contributed to Social Security in Kansas City through payroll deduction; furthermore, applicants must not be of legal retirement age.
* SSI: SSI benefits are granted for those who are disabled but have little or no income. It is not mandatory to have paid into the system.
The eligibility requirements for both benefit programs are different. Those that are applying for SSDI must have accrued a specific number of “work credits.” These work credits are based on the earnings of the applicant, a work credit is earned for every $1,160 of earnings. During any one year a maximum of four work credits can be earned and to be eligible for SSDI the applicant must have at least 40 work credits and 20 of them must have been earned in the last ten years.
On the other hand, SSI benefits are not based on work credits, benefits are strictly based on income; or lack of it. To be eligible the applicant must not make more than stipulated by the federal government which is $710 monthly.
Appealing denial of benefits:
In many cases, actually about 70 percent of the cases, the application is rejected. There is an appeals process in place and many of those who persevere find their chances of approval to be greatly enhanced when they engage the professional services of an attorney that specializes in Social Security in Kansas City.
The rules, regulations and laws that apply to Social Security in Kansas City are quite complex. Most applicants find working with a seasoned attorney to be most helpful. You are invited to contact the Grundy Disability Group.
